Benefits FAQ

unnamed-1*Occasional Teacher who are currently in a LTO of greater than 60 days, or those that reach this threshold will be included in the ETFO benefits*

It is known that issues transitioning data from the board to OTIP have resulted in incorrect or missing information for some members. Some members have not received an email with enrollment information while others have received the email only to find that their information in the system is wrong. Some members, who are ineligible, have received registration information. This will not impact on coverage for eligible members, and the coverage still transitions as of November 1.

*OTIP has been working with boards on the issues and has obtained new data feeds from the boards. Over the next 48 hours, OTIP will be reviewing the data and then loading the data. If necessary, the process will be repeated to resolve issues.*

*Once this is complete and it is felt that data issues have been resolved, we will be informed by ETFO Provincial and will put out another update to members like this, indicating next steps.*

Coverage is not impacted although some members may have a delay before submitting claims while the issues are worked out and they get properly enrolled. All eligible members will have the 31 day window after being enrolled to make changes to their information and add optional life insurance coverage, etc.; the window will not be shortened by any delay resolving the data issues.

Frequently Asked Questions

1. Am I eligible?

Occasional Teacher who are currently in a LTO of greater than 60 days, or those that reach this threshold will be included in the ETFO benefits

2. Does the original board program still exist?

Yes, if you currently have benefits through the board and are not eligible for the new benefit program you are able to continue with no changes.

3. What happens during a non-LTO period

Coverage is only during eligible periods, OTIP is working with ETFO to develop a way for members to pay into benefits to ensure continuous coverage.

4. Will I have to prove insurability when I become eligible or get another LTO?

No, each time that a member enters into an eligible LTO they will be able to enter the benefit plan and will not need to prove insurability.

5. What are the costs?

Premiums are covered on a pro-rated basis. 1.0 FTE = 100% coverage. Full costings of partial premium coverage is provided upon registration. The program is voluntary if you are less then 1.0 FTE.

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